Start Up Capital Lending



Need Working Capital to Start-Up Your Start-Up?
Tree Top makes it simple to apply, qualify for and receive the unsecured small business and start up loans you need. We know that not all startup business owners have the collateral required by traditional banking institutions to secure a loan. Startup loans from Tree Top ‘s team of Capital Management professionals have no collateral requirements and offer Lines of Credit of up to $75,000 in as little as 14 days and additional lines of credit in 30 - 60 days.

Apply for Small Business Working Capital Loans
Starting your own small business takes a certain amount of capital to get everything off the ground. When the working capital you need is beyond your reach, Tree Top’s team can help. To apply for your startup line of credit, fill out our simple prequalification form and in less than 24 hours a consultant will approve you for up to $75,000.
Benefits of No-Collateral Small Business Working Capital
Benefits of this no-collateral unsecured lines of credit include:
  • Getting the capital your business needs quickly
  • No collateral required - no need to use your business or personal assets as collateral
  • No need to cash in your IRA or 401k's to start your business
  • Get your business going fast
  • Flexible repayment - pay back the principal as slowly or as quickly as you want
  • Have Capital to hire the people you need
  • Established business track record is unnecessary
  • Avoiding "jumping through hoops" that is often required by many lending institutions
Why It Works for You
At Tree Top, we are an entirely success based firm. We never charged up front fees. There is no application fee and you will only pay Tree Top after we are successful at providing you funding or setting up your lines of credit and small business working capital.

Unsecured Small Business Lines of Credit Requirements
At Tree Top this structured program provide completely unsecured, freely spendable small business working capital loans and lines of credit to American Start Up Businesses without collateral, without tax returns, and without financial statements. Once you fill out the prequalification form, you can be approved for Tree Top's startup working capital lines of credit within 24 hours.

The Tree Top small business working capital program is the #1 program to provide capital to startup companies and small businesses. This program has No collateral requirement, NO tax return requirement and No business financial record requirement - the only requirement is for you or your credit partner to have strong personal credit. To qualify, you or your credit partner need:
  • FICO score of 720 or better
  • 20% or less usage of credit card limits
  • No bankruptcies or foreclosures
  • 8 - 10 year minimum credit history (3 - 4 terms loans (car loans and mortgages), and 3 - 4 credit cards with 10K + limits ideal)
  • No late payments for 2 years
  • Corporate entity with an Employer ID number (EIN#)
  • No collateral is required!
  • No income verification is required!
Funding Details for Start up Capital Loans
Once approved for an unsecured business working capital loan, you can expect:
  • Up to $75,000 in a business line of credit in as little as 14 days (Approval for additional funding in 30-60 days)
  • 0% interest financing during the first 6 to 18 months
  • Interest rates as low as 8.99%
  • No credit reporting required- this small business lines of credit will not report to the Personal Credit Bureaus

For more information on an unsecured small business loan for your startup, contact a consultant today, or to get started now, apply online for unsecured business capital by filling out our prequalification form

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